We ask your bank for a better rate on the home loan you already have.
Then we ask again every six months, so you don’t have to.
Us, to your bank
Our client’s loan is up for review. Can you sharpen their rate?
Your bank
Let me see what we can do.
Our BETA opens in December 2026
Places are limited, and it starts with a limited set of banks. To hear when it opens, email jon@hagglemyrate.com.au. We’ll only use your email to tell you when it opens.
How it works
- You tell us about your loan and sign an authority that lets us ask your bank, and accept a lower rate, on your behalf.
- We ask your bank for a lower rate or a bigger discount on the same loan.
- We tell you what your bank offers. A lower rate or bigger discount on the same loan, keeping the same product, rate type and repayments and at no new cost to you, may already be applied when we tell you.
- Six months later, we ask again.
What we ask you about first
We ask you before agreeing to anything else, such as switching products, fixing or unfixing your rate, changing your repayments, or adding a fee or package. You can withdraw your authority at any time by telling us.
Banks don’t always say yes. If yours won’t move, we’ll tell you plainly.
Who’s asking
Haggle My Rate is run by Jon Mardell, a mortgage broker since 2003.
Call 0403 475 957 or email jon@hagglemyrate.com.au.